Financial support awarded on the basis of your financial circumstances. Learn how need is assessed, what documents you may need, where to look and what else can help close a funding gap for study abroad.
An award given because your financial resources are not enough to cover the cost of study. It may be called a bursary, grant or financial aid.
Decided by your or your family's finances, sometimes alongside academic criteria.
Many institutions offer little or no need-based aid to international students, so check early.
You usually need to prove income, assets and expenses in detail.
Some awards combine need with merit, or can sit alongside other funding.
Methods differ by institution. These are common factors.
Earnings of the family or sponsor, usually with supporting documents.
Bank balances, property or other resources that could fund study.
Number of dependants and other education costs in the family.
Tuition, living and other costs compared with your resources.
Any loans, scholarships or sponsorship you already have.
Some awards also require a minimum academic level.
Enter your own figures to see the gap between your total cost and your funding. We do not pre-fill any amounts, so use official figures from your university.
All amounts for the whole course, in one currency.
A simple planning tool, not financial advice. Check loan terms and any work limits on your visa. Our cost calculator gives indicative total costs.
General notes only. Always check each university's financial aid page.
General notes, not a complete picture. Policies for international students change and vary by institution, so confirm the current position on official pages.
Options to explore alongside, or instead of, need-based awards.
Many universities offer awards based on achievement. See merit-based scholarships.
Compare interest rates, repayment terms and collateral before borrowing.
Some graduate programmes fund study in return for teaching or research work.
Check your visa's work limits. Earnings may help with living costs but rarely cover tuition.
Some countries or universities charge much lower tuition. Compare total costs.
Some universities allow fees to be paid in instalments. Ask the finance office.
Tick off what you already have. Each award lists its own requirements.
A sensible order:
Applicants often lose out because of:
Always give accurate financial information. Inaccurate or false documents can lead to rejection and affect your admission and visa.
What students commonly ask about need-based aid.
Sometimes, but it is more limited than for domestic students at many universities and in many countries. Check each university's financial aid page for international eligibility.
It depends. Some need-based awards also require a minimum academic level, and some combine need and merit.
Policies differ. Some universities assess admission without looking at need, while others consider your ability to pay. Check each university's policy.
Look at merit awards, loans, assistantships, lower-cost options and payment plans. Make sure you have a realistic funding plan before you accept an offer.
No. Only the awarding organisation decides. We help you find options and prepare your documents.
Tell us your course, level and destination. We will point you to scholarships worth exploring.
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